Terms and Conditions for Promo Codes for 11.11 Festival 2021 ("Promotion")

Eligibility to utilise Promo Code "NOVCARDUP"

  1. CardUp users from Singapore and Hong Kong who have signed up for a personal CardUp account (“Users”) are eligible to enjoy a 1.85% fee on a one-off payment or the first payment of a recurring series (“Offer") on CardUp.

  2. This is only valid on a payment scheduled on CardUp between 11 November 2021 and 30 November 2021, both dates inclusive. To enjoy the Offer, the payment due date must be between 11 November 2021 and 3 December 2021, both dates inclusive. The payment due date is the last date on which the payment must arrive at the recipient. Payments must be scheduled on CardUp at least 3 business days in advance of the due date to allow for processing time.

  3. To enjoy the Offer, Users have to enter the Promo Code "NOVCARDUP" during the “Schedule payment” process when setting up payment details. The 1.85% CardUp fee for the eligible payment amount will be reflected before the User confirms and submits payment.

  4. The Promo Code may only be redeemed once per User.

  5. Promo Code is not valid to be used:
    (a)on payments made with American Express credit card and credit cards issued outside of Singapore for payment in Singapore or outside of Hong Kong for payment in Hong Kong
    (b) on any additional fees incurred for Next Day payments.
    (c) in conjunction with any other promotions, offers or discounts.

  6. Limited to first 300 Users who use the NOVCARDUP Promo Code

Singapore General Terms:

  1. CardUp reserves the right to terminate the Promotion, or to vary, delete or add to any of these Terms and Conditions from time to time at its absolute discretion (including without limitation the terms relating to the eligibility of any User and the dates of the Promotion).

  2.  CardUp’s decision on all matters relating to this Promotion will be final, conclusive and binding on all Users, and no correspondence shall be entertained. In the event of any inconsistency between these Terms and Conditions and any brochure, marketing or promotional material relating to the Promotion, these Terms and Conditions will prevail.

  3. CardUp, its employees and campaign organisers shall not be liable for any loss, damage, or any injury that may be sustained by the User or by any person in connection with the Promotion.

  4. The User acknowledges and agrees that the collection, use, storage and disclosure of his/her personal data shall be governed by the terms of CardUp’s Privacy Policy.

  5. The User acknowledges and agrees that, in addition to the above-mentioned terms, they must abide by the requirements of CardUp's general Terms of Service

  6. "CardUp" refers to CardUp Pte Limited, a company registered in Singapore

  7. These Terms and Conditions shall be governed by Singapore law and each User irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore in respect thereof. A person who is not a party to any agreement governed by these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Terms and Conditions.

Hong Kong General Terms:

  1. CardUp shall be entitled to withdraw or substitute the CardUp credit with items or rewards of similar value at its sole discretion without prior notice and without giving any reason for the same.

  2. CardUp reserves the right to terminate the Promotion, or to vary, delete or add to any of these Terms and Conditions from time to time at its absolute discretion (including without limitation the terms relating to the eligibility of any Participant and the dates of the Promotion).

  3. CardUp’s decision on all matters relating to this Promotion will be final, conclusive and binding on all Participants, and no correspondence shall be entertained. In the event of any inconsistency between these Terms and Conditions and any brochure, marketing or promotional material relating to the Promotion, these Terms and Conditions will prevail.

  4. CardUp, its employees and campaign organisers shall not be liable for any loss, damage, or any injury that may be sustained by the Participant or by any person in connection with the Promotion. Without limiting the foregoing, CardUp is not responsible for the loss of any Promotional Gift for which the Referrer is eligible.

  5. The Participant acknowledges and agrees that the collection, use, storage and disclosure of his/her personal data shall be governed by the terms of CardUp’s Privacy Policy. The Participant shall be responsible for obtaining, and warrants that it has obtained, the consent of the Referee(s) for the provision of the Referee(s) personal data to CardUp, and to the collection, use and storage of such personal data in accordance with CardUp’s Privacy Policy. CardUp may inform the Referee(s) that the Referee’s/Referees’ personal data is collected from the Participant.

  6. The Participant acknowledges and agrees that, in addition to the above-mentioned terms, they must abide by the requirements of CardUp’s general Terms of Service.

  7. "CardUp" refers to CardUp HK Limited, a company registered in Hong Kong.

  8. These Terms of Service, all matters relating to your use of our website at https://cardup.hk and all matters relating to the use of the CardUp service shall be governed by, and construed in accordance with, the laws of Hong Kong Special Administrative Region.  By using the CardUp service you submit to the exclusive jurisdiction of the Courts of Hong Kong Special Administrative Region.