In partnership with Kinto

Earn air miles or cashback on your car expenses with your credit card

Make payments for your lease deposit with CardUp — even when merchants don’t accept cards.

"I've scheduled my child's school fees and my ongoing car loan onto my favourite cashback credit cards using CardUp. Now, I'm able to get additional savings automatically each month!"

Jonathan Tan | Uses CardUp for education fees and car loan

How many air miles can you earn?

Pay

Nick uses his credit card on CardUp to pay his car lease deposit amounting to S$30,000 yearly.

Earn

His card rewards him with 1.4 miles per dollar spent, earning him 42,000 miles for these payments.

Redeem

Nick is able to take off on a business class flight to Bali worth S$1,335 at only S$702 in CardUp fees* - that's 51% in savings!

Unsure how much card rewards you can earn?

Use our rewards calculator to find out

Calculate my rewards

How to make your car payments?

Step 1: Sign up & start a payment

Create a free CardUp account and click “+Create Payment” from your dashboard. Choose car expenses category that you’d like to pay for.

Step 2: Enter payment details & promo code

Enter your car expenses details and exclusive promo code to enjoy discounted fee. You can still pay recipients even if they don't use CardUp.

Step 3: Pay with your credit card

Your payment is charged securely to your credit card with a small fee. CardUp will then transfer the funds directly to your recipient via bank transfer within 3 business days.

Step 4: Earn rewards on every payment

That’s it! Your car expenses just earned you even more rewards. Want more rewards? Pay your other large expenses through CardUp.

*You can click here for a full step-by-step process.

Get started for free

Exclusive offers for Kinto

Car Rental & Leasing payment

2.39% (u.p. 2.9%)

Use code KINTO239
Locally-issued Visa Cards and UnionPay cards only
One-off car lease deposit payment, up to S$5,000
Ends 31 December 2026

View all terms

Start your miles journey here

Enter your email to receive instructions on how to get started on CardUp, with no monthly subscriptions or set-up fees – you simply pay as you go. Explore the platform today to see it for yourself!

By submitting this form, you agree to receive promotional communication from CardUp. You have the option to opt out at any time. For more details, refer to our Privacy Policy

CardUp supports cards from all major banks and issuers

All payments made with CardUp meet the highest security standards

We are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform.

You can also pay these expenses on CardUp

Earn miles, points and cashback on all these payment types traditionally not payable by card.

Rent and rental deposit

Education

Insurance

Condo and MCST fees

Income tax

Car loan

Mortgage

Helper salary

Stamp duty

Season parking

Electricity bills

Property tax

Have questions about earning card rewards using CardUp?

How to make car expenses payment on CardUp?

1. Sign up or log in
a. Create a free CardUp personal account.

2. Create a Payment
a. Click “+Create Payment” button at the top right corner of the site.

3. Choose Payment type
a. Select the car expenses category
i. For car rentals & leasing, click the "Car Rentals & Leasing" category.

4. Select or add recipient
a. Search for your recipient in the directory. If they’re not listed, click "Add new recipient" and fill in the required details.

5. Enter payment details
a. Fill in the amount and upload any required supporting documents.

6. Review and confirm
a. Double-check all details, then click "Confirm Payment Setup" to finalize your payment.

For more information:

On how to set up a Car Rentals & Leasing payments, refer to this FAQ.

Will I earn rewards on my credit card for payments made through CardUp?

All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 3.33% cashback) on most credit cards, including for payments such as insurance premiums and taxes.

This includes all of these popular credit cards listed here.
You can use DBS, UOB, OCBC, or any major credit cards issued in Singapore on CardUp.

How will the rewards earned outweigh the CardUp fee?

Rest assured for many credit cards in Singapore, the value of the rewards gained will outweigh our fees.

You can visit this link for an example taking you through how monthly payments of S$5,480 can help you redeem a return business class flight to Tokyo, Japan (worth S$4,000) at just S$1,480 in fees!

What are the best credit card to use on CardUp?

The best credit cards to use on CardUp are those that offer high air miles for local spending. Top choices include:

UOB PRVI Miles Card - Earn 1.4 miles per S$1 on local spend
DBS Altitude Card Visa Signature Card - Earn 1.3 miles per S$1 locally and bonus miles on travel bookings

These cards help you maximize rewards on payments like car loan, rent, insurance, and school fees through CardUp.

For more information, visit the full blog here

See all FAQs