Transparent pricing for all your business payments

Making payments on CardUp comes with no hidden fees. No rude shocks when you receive your card bill.

Make business payments

from 0.8%
per transaction

✔️ All major cards accepted
✔️ No setup fees
✔️ Pay for what you use
See all pricing rates

Collect business payments

from 0%
per transaction

✔️ No setup fees
✔️ No gateway or platform fees
✔️ Flexible pricing
Go to Collect pricing

Pricing by payment type

Find the best rates for your payment in just a few simple steps

13007_Product Benefit Icons_5. Streamline receivables-1

1. Select payment category

Choose the payment type you wish to make from the list below

13007_Product Benefit Icons_1. Keep cash in hand-1

2. Identify business need

Decide if you want to earn rewards or unlock low working capital rates

13007_Product Benefit Icons_7. No limits on credit cards -1

3. Compare card rates

Compare the fee for different cards and check if there are any promotions

13007_Product Benefit Icons_3. Earn rewards -1

4. Set up your payment

Sign in to your account, schedule your payment and enjoy the benefits

Supplier invoices / Business services

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
-
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.45%
2.6% 1.45%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
-
-
International cards
3.3%
-
3.3%
-
Payroll payment

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
-
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.45%
2.6% 1.45%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
-
-
International cards
3.3%
-
3.3%
-
Rent payment

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.79%
2.6% 1.79%
Mastercard
2.6% 1.79%
2.6% 1.79%
UnionPay
2.6% 1.79%
2.6% 1.79%
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6% 0.8%
2.6% 0.8%
Mastercard
2.6% 0.8%
2.6% 0.8%
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-
Corporate tax / GST / Stamp duty

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6% 1.45%
2.6% 1.45%
Mastercard
2.6% 1.45%
2.6% 1.45%
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-
Insurance

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6%
-
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-
Car loans

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6%
-
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-
Season Parking

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6%
-
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-
Electricity

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6%
-
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-
All other payments

When setting up other payment types not found in the list above, select them under 'Miscellaneous Payments'. You can also get in touch with us here if you're unsure if you can make a payment through our platform.

I want to earn card rewards

All payments made at these rates will be eligible for the base earn rates of rewards (up to 1.6 miles per dollar spent or 5% cashback) on the air miles and cashback cards listed here.

Card type One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6% 1.8%
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-

I want lower rates for my working capital needs

Enjoy lower rates when you wish to use your credit cards to free up working capital on hand. Note that card rewards are not guaranteed on transactions using these lowered fees.

Card One-off payment Promo code Recurring payment Promo code
Visa
2.6%
-
2.6%
-
Mastercard
2.6%
-
2.6%
-
UnionPay
2.6%
-
2.6%
-
American Express
2.6%
-
2.6%
-
International cards
3.3%
-
3.3%
-
Man thinking in a business meeting

Have a corporate card or large payments to make?

Fill in your details below to get a custom quote.

Frequently Asked Questions

Why does CardUp charge a fee?

What business payments can I make with CardUp?

What is the CardUp fee for making international payments?