Get paid online, even if your business is offline
Collect credit card and PayNow payments from your customers quickly and easily, with our no-code solution.
Why use CardUp to collect payments?
Start collecting credit card or PayNow payments from your customers in as fast as one business day. No tech skills or training required to get started!
Easily manage your receivables
Improve the way you manage your receivables with our easy-to-use dashboard. See all past and outstanding payments at a glance.
Be paid anytime, anywhere
Get paid in as fast as one business day by sharing custom online payment links. Less chasing when you enable customers to pay you at their convenience.
Truly flexible pricing
Decide who pays the fee
Pay the processing fee for every credit card transaction or pass it on to your customers. The choice is yours. The other party gets to enjoy CardUp for free.
No fees for anyone
It's not a typo. We just want you to enjoy using our platform and experience collecting payments seamlessly. It's that simple.
Your business pays the fee
Pay the processing fee for every PayNow transaction. Perfect for smaller transaction sizes and same-day pay outs. Plus, all your transactions will be easily reconcilable from a single dashboard.
How it works
1. Set up your account
Provide a few details about your business and we will approve your account for payment collection in as fast as one business day.
2. Let customers pay you
Create custom payment links and share them with your customers. Easily enable them to pay you by credit card, without any technical integrations required.
3. Track payments
Receive your incoming payments directly deposited into your bank account in as fast as one business day. Conveniently track each transaction with our easy-to-use dashboard.
Start collecting with CardUp for free
Collections via PayNow is completely free and via credit cards it's 0% on the first S$5,000. That's no fees for you or your customers
No setup costs or hidden fees
Licensed by MAS. Trusted by thousands.
Get started in 1 business day
Collecting payments is easy with CardUp
Big features to suit companies of all sizes
Accept all major credit cards
Improve your chances of getting paid on time by offering your customers their preferred way to pay — Be it with their Visa, Mastercard, China UnionPay or American Express credit cards.
Easily reconcile PayNow payments
Get paid from anywhere
NEXT DAY PAYOUT
Faster payment reconciliation
Choose to get paid in one or three business days, you decide! With faster access to cash and reduced margin requirements, you can now take advantage of more investment opportunities for your business to enjoy a better, smoother expense reconciliation at the of the month.
Make payments work your way
Embed our solution onto your website, platform or app via our customisable APIs. Make your customers' payment experience a seamless and enjoyable one.
Plays well with your Xero account
Collect payments directly from auto-generated links on your Xero invoices. Once your customers pay, the invoice statuses will be seamlessly synced to your Xero account. Reconciliation made simple.
More features to change the way you get paid
Create multiple payment requests at once
Receive funds without a merchant account
Accept card payments from all networks
See all past and future payments at once
Assign roles to different team members
Next day payout
Receive funds to your bank account the next business day
Join the thousands of businesses who already trust CardUp
"I highly recommend CardUp for any business looking for payment and reconciliation automation and scalability."
Head of Finance | Hmlet
"The rollout of CardUp has saved us time and resources in our collection and reconciliation processes."
Pang Shi Kang
Financial Controller | Etonhouse
"Our customers' payments are deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."
CEO & Co-founder | Moovaz
"CardUp has saved me time chasing payments, especially for smaller invoices. Furthermore, automatic reconciliation makes it a breeze!"
Account Manager | YouPrint
Have questions about using CardUp to collect payments?
Can my business use CardUp to collect payments?
How can collecting payments be free for my business?
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Digitise your receivables today
Join the thousands of businesses that are already collecting digital payments with CardUp