Get paid online, even if your business is offline
Collect credit card and PayNow payments from your customers quickly and easily, with our no-code solution.
Why use CardUp to collect payments?
Hassle-free setup
Start collecting credit card or PayNow payments from your customers in as fast as one business day. No tech skills or training required to get started!
Easily manage your receivables
Improve the way you manage your receivables with our easy-to-use dashboard. See all past and outstanding payments at a glance.
Be paid anytime, anywhere
Get paid in as fast as one business day by sharing custom online payment links. Less chasing when you enable customers to pay you at their convenience.
Truly flexible pricing
Decide who pays the fee
Pay the processing fee for every credit card transaction or pass it on to your customers. The choice is yours. The other party gets to enjoy CardUp for free.
No fees for anyone
It's not a typo. We just want you to enjoy using our platform and experience collecting payments seamlessly. It's that simple.
How it works
1. Set up your account
Provide a few details about your business and we will approve your account for payment collection in as fast as one business day.
2. Let customers pay you
Create custom payment links and share them with your customers. Easily enable them to pay you by credit card, without any technical integrations required.
3. Track payments
Receive your incoming payments directly deposited into your bank account in as fast as one business day. Conveniently track each transaction with our easy-to-use dashboard.
Start collecting with CardUp for free
Collections via PayNow is completely free and via credit cards it's 1% fees (u.p. 2.6%) on the first S$5,000.
-
No setup costs or hidden fees
-
Licensed by MAS. Trusted by thousands.
-
Get started in 1 business day
Collecting payments is easy with CardUp
Big features to suit companies of all sizes
CREDIT CARD
Accept all major credit cards
Improve your chances of getting paid on time by offering your customers their preferred way to pay — Be it with their Visa, Mastercard, China UnionPay or American Express credit cards.
PAYNOW
Easily reconcile PayNow payments
PAYMENT PAGES
Get paid from anywhere
NEXT DAY PAYOUT
Faster payment reconciliation
Choose to get paid in one or three business days, you decide! With faster access to cash and reduced margin requirements, you can now take advantage of more investment opportunities for your business to enjoy a better, smoother expense reconciliation at the of the month.
CUSTOM APIs
Make payments work your way
Embed our solution onto your website, platform or app via our customisable APIs. Make your customers' payment experience a seamless and enjoyable one.
XERO PLUGIN
Plays well with your Xero account
Collect payments directly from auto-generated links on your Xero invoices. Once your customers pay, the invoice statuses will be seamlessly synced to your Xero account. Reconciliation made simple.
More features to change the way you get paid
Bulk invoicing
Create multiple payment requests at once
Direct deposit
Receive funds without a merchant account
Team management
Assign roles to different team members
Dashboard monitoring
See all past and future payments at once
Payment options
Accept card payments from all networks
Next day payout
Receive funds to your bank account the next business day
Join the thousands of businesses who already trust CardUp
"With CardUp, we've been able to capture the miles on our business payments to reduce overall travel expenses for our business."
Michael Finn
Director | The Fifth Collection
"CardUp's unique platform helps optimise cash flow, especially in a small team to keep operations going smoothly."
Jeremy Tan
Team Lead | Paula's Choice
"With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.'
Dr Chong
Managing Director | Aviation Virtual
"I'm now able to optimise working capital for my business at a flexible and affordable rate. It also helps us process our payments timely."
Nina Alag Sure
CEO | X0PA AI
"With CardUp, my team is now able to collaborate and get a consolidated view of our business spend each month."
Chew Kee Pte Ltd
Finance Lead
"A clear value-add is the ability to access interest-free credit to help drive working capital needs for large recurring business. This has been pivotal in helping drive healthy working capital ratios."
Jerrold Quek
Chief Operating Officer | Far Ocean Group
"CardUp is a good platform for me to utilise my credit limit to ease my cashflow, earn reward points and get additional timeline for my supplier payments."
Lenny Lim
Director | Crowd Pte Ltd
Have questions about using CardUp to collect payments?
Can my business use CardUp to collect payments?
You can sign up for free and collect credit card or PayNow payments using your CardUp for Business account if your business:
- owns a corporate bank account
In addition, to collect credit card payments, your company:
- is at least 2 years old (if your business is registered as a sole proprietor)
- is not operating in these restricted categories
- if collecting prepaid invoices, amounts to be lesser than S$9,000 (no limit on post-paid invoices)
If you wish to collect prepayments (payments for goods and services not already delivered) of value greater than S$9,000, please get in touch with us at hello@cardup.co.
To get started, please sign up for a free CardUp business account and complete your collection details - we will respond to you with the next steps as soon as possible.
Applications for CardUp Collect are subject to review within 3 business days from the date of submission. Additional documents may be requested during the review process.
How can collecting payments be free for my business?
When collecting payments through CardUp, you can choose to either absorb the fee or pass it on completely to your customers.
There are no signup, gateway or platform fees when you use our platform.
How long does it take for me to receive my payments?
As a Collector, you will also be able to select how soon you receive the payout. There are 2 options available: Standard payout (receive in 3 business days at no additional fee) or Next business day payout (receive payout in the next business day at an additional fee of 0.3%)
Digitise your receivables today
Join the thousands of businesses that are already collecting digital payments with CardUp