Collect and manage PayNow payments easily on CardUp

Save time and resources. Collect PayNow payments via CardUp and say goodbye to manual reconciliation.


Why collect PayNow payments on CardUp?

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Get real-time updates
Both your business and your customers will immediately receive confirmation notifications via email. Receive the funds in your bank account within 1 business day.
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No more manual reconciliation

Via a simple dashboard, easily match incoming PayNow payment amounts against invoice references. Plus, monitor which payments are paid vs outstanding.

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Offer multiple payment options

Customers can choose to pay via PayNow or credit card every time they visit your checkout page. Giving them choices improves your chances of being paid on time.

Comparison with other payment collection methods

PayNow on CardUp PayNow via bank Bank Transfers
Integration with Xero available
No bank details required
Real-time updates
Payment-level reconciliation
Consolidation with other payment methods
Automatic, all-in-one dashboard tracking
Automatic payment reminder

How it works?

1. Set up your account

Provide a few details about your business and we will approve your account for payment collection in as fast as one business day.


2. Let customers pay you

Share your unique payment links and your customer will be able to make a payment to you via credit card or PayNow.

Find out more here

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3. Track payments

Receive your incoming payments directly deposited into your bank account in as fast as one business day. Conveniently track each transaction with our easy-to-use dashboard.

PayNow on CardUp is free for all

It's free for both you and your customers. For credit card payment collection, you can also enjoy 0% fee for a limited time only. Fill up the form below to get started!

  • Free for new customers
  • No setup costs or hidden fees
  • Get started in 1 business day

Join the thousands of businesses using CardUp 

Portrait image of Michael Finn, The Fifth Collection

"With CardUp, we've been able to capture the miles on our business payments to reduce overall travel expenses for our business."

Michael Finn
Director | The Fifth Collection

Paula's Choice Skincare Logo

"CardUp's unique platform helps optimise cash flow, especially in a small team to keep operations going smoothly."

Jeremy Tan
Team Lead | Paula's Choice

Portrait of Dr Chong, Aviation Virtual

"With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.'

Dr Chong
Managing Director | Aviation Virtual

Portrait of Nina Alag Sure, X0PA AI

"I'm now able to optimise working capital for my business at a flexible and affordable rate. It also helps us process our payments timely."

Nina Alag Sure

Chew Kee Pte Ltd Logo

"With CardUp, my team is now able to collaborate and get a consolidated view of our business spend each month."

Chew Kee Pte Ltd
Finance Lead

Portrait of Jerrold Quek, Far Ocean Group

"A clear value-add is the ability to access interest-free credit to help drive working capital needs for large recurring business. This has been pivotal in helping drive healthy working capital ratios."

Jerrold Quek
Chief Operating Officer | Far Ocean Group

Crowd Pte Ltd Logo

"CardUp is a good platform for me to utilise my credit limit to ease my cashflow, earn reward points and get additional timeline for my supplier payments."

Lenny Lim
Director | Crowd Pte Ltd

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Have questions about using our platform?

What is CardUp Collect?

How does my customer make a PayNow payment to my company?