About us | CardUp

CardUp is on a mission to provide individuals and businesses with a better way to pay and get paid. Our payment platform simplifies the lives of business owners, bringing both payments and collections into one easy-to-use digital platform. These no-code solutions improve cash flow management, unlock rewards on existing cards and save time through automation, all with no software implementation or setup time.

At our core, we allow any big expense – previously made by cash, cheque, or bank transfer – to be shifted onto a credit card. This includes expenses that traditionally have not accepted cards. Examples include rent, insurance premiums, payroll, supplier invoices and more. In addition, we equip businesses with the tools needed to automate payment processing, helping them save time whilst staying in control of their finances.

CardUp operates regionally across Singapore, Hong Kong and Malaysia, and is licensed by the Monetary Authority of Singapore (MAS) as a Major Payment Institution under the Payment Services Act.

Do what is right, not what is easy

Do what is right, not what is easy

Together we are stronger

Together we are stronger

Push beyond limits

Push beyond limits

2016

Company founded

Founded by Nicki Ramsay, and launched Singapore operations

Finalist in the Global Hackcelerator organised by the MAS

Participated in The FinLab organised by UOB

2017

Raised seed funding

Raised $1.6M in Seed funding

Participated in Mastercard's global StartPath programme

2018

Top 10 in ASEAN

Nominated as a Top 10 Finalist in the ASEAN Open Category at the 2018 FinTech Awards

2019

New product line

Launched B2B receivables product, CardUp Collect

2020

Product innovations

Launched our international payments feature

Selected to be part of SAP.iO Foundry's FinTech and COVID-19 Recovery Acceleration Program

Nominated as a Finalist in the 2020 TechBlazer Awards

Licensed by the MAS as a Major Payment Institution

2020

Regional growth

Operational in Hong Kong and Malaysia

Selected for Cyberport, the Hong Kong Government's tech incubation programme

Licensed by the HKCED as a Money Service Operator

2020

Raised Series A funding

Raised US$7M in Series A Funding

Finlab, UOB and Infocomm Investments logos