Enhance your F&B operations and improve working capital with CardUp
Pay salaries, supplier invoices, rent and more with your credit card
![F&B Header-1](https://www.cardup.co/hubfs/F%26B%20Header-1.png)
Why use CardUp for your F&B business?
![Cash on hand](https://www.cardup.co/hubfs/13007_Product%20Benefit%20Icons_1.%20Keep%20cash%20in%20hand-1.png)
Keep more cash on hand
Use your credit card to access interest-free capital that's 68% cheaper than loans and defer payments for up to 2 months.
![Digitise your physical invoice and automate payments to save time](https://www.cardup.co/hubfs/13007_Product%20Benefit%20Icons_2.%20Digitise%20and%20automate-1.png)
Digitise and automate
Save up to 50% of your time by easily automating your payables with our invoice tools. No training or tech skills required.
![Enjoy the gift of more rewards](https://www.cardup.co/hubfs/13007_Product%20Benefit%20Icons_3.%20Earn%20rewards%20-1.png)
Earn rewards
Earn up to 5% cashback or 1.6 miles per dollar on business expenses you're already paying for.
![black hole group](https://www.cardup.co/hubfs/black%20hole%20group.png)
Black Hole Group
Working Title Burger Bar
"CardUp lets me put these payments onto my credit card, improving my cashflow so there is less bottom-line pressure. This lets me save on operational costs and focus on opening more outlets."
![empire eats (1)](https://www.cardup.co/hubfs/empire%20eats%20%20(1).png)
Empire Eats
Standing Sushi Bar
"One of the exciting outcomes upon using CardUp is that our cashflow is positively enhanced. The solution is direct and easy to understand, and gets us more value out of our supplier payments."
Pay virtually any business expense by card
Transform the way you pay - shift these payments onto your card and make full use of your pre-approved credit line
![Pay rent](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_1.%20House.png?width=75&name=12417_Brand%20Icons_1.%20House.png)
Rent
![Pay payroll](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_2.%20Payroll.png?width=75&name=12417_Brand%20Icons_2.%20Payroll.png)
Payroll
![Pay supplier invoice](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_3.%20invoice.png?width=75&name=12417_Brand%20Icons_3.%20invoice.png)
Supplier Invoice
![Pay corporate taxes](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_9.%20Tax-1.png?width=75&name=12417_Brand%20Icons_9.%20Tax-1.png)
Corporate Taxes
![Pay insurance](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_4.%20Insurance.png?width=75&name=12417_Brand%20Icons_4.%20Insurance.png)
Insurance
![Pay car loan](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_5.%20car%20loan.png?width=75&name=12417_Brand%20Icons_5.%20car%20loan.png)
Car Loan
![Pay season parking](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_6.%20Season%20parking.png?width=75&name=12417_Brand%20Icons_6.%20Season%20parking.png)
Season Parking
![Pay electricity bill](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_7.%20Electricity%20bill-1.png?width=75&name=12417_Brand%20Icons_7.%20Electricity%20bill-1.png)
Electricity
![Pay stamp duty](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_10.%20Stamp%20duty-1.png?width=75&name=12417_Brand%20Icons_10.%20Stamp%20duty-1.png)
Stamp duty
![Pay condominium fees](https://www.cardup.co/hs-fs/hubfs/12417_Brand%20Icons_13.%20Condominium%20fees-1.png?width=75&name=12417_Brand%20Icons_13.%20Condominium%20fees-1.png)
MCST fees
![easy-onboarding-hasslefree-collect-illustration-3](https://www.cardup.co/hs-fs/hubfs/easy-onboarding-hasslefree-collect-illustration-3.png?width=298&height=195&name=easy-onboarding-hasslefree-collect-illustration-3.png)
Get paid faster
Give your customers a convenient way to pay with their credit line, helping them pay you faster with less manpower spent chasing payments.
![3. Receiving monitor payment](https://www.cardup.co/hs-fs/hubfs/3.%20Receiving%20monitor%20payment.gif?width=271&height=271&name=3.%20Receiving%20monitor%20payment.gif)
Simplify receivables management
Reduce resources needed to process cheque and cash payments with funds deposited into your bank account. Get full visibility on all past and future payments for easier reconciliation.
![reduce-late-payment-collect-illustration](https://www.cardup.co/hs-fs/hubfs/reduce-late-payment-collect-illustration.png?width=223&height=223&name=reduce-late-payment-collect-illustration.png)
Offer your customers their preferred payment choice
Let customers enjoy the convenience and rewards of using their credit cards, giving more reason to work with you.
More features to change the way you pay
![View all payments on one online dashboard](https://www.cardup.co/hubfs/13007_Product%20Benefit%20Icons_20.%20Rewards%20calculator.png)
Dashboard monitoring
See all past and upcoming scheduled payments on one page
![Get real-time updates easily](https://www.cardup.co/hubfs/13007_Product%20Benefit%20Icons_11.%20Real%20time%20updates.png)
Real-time updates
Receive payment status updates and alerts via email and SMS
![CardUp can easily connect to your accounting platforms and fit well like a puzzle](https://www.cardup.co/hubfs/13007_Product%20Benefit%20Icons_18.%20Integrations%20v2.png)
Plugins
Seamlessly connect with your other platforms such as SAP Concur