Transparent pricing for all your personal payments

For Visa/Mastercard/American Express/UnionPay credit cards issued outside Singapore:

• A 3.3% fee applies on each transaction
• Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
• For payments of $1,000 or less, a minimum CardUp fee of $33 applies 

Yes! By earning miles, points on cashback on these payments you're currently already making via cash, cheque or bank transfer, you'll now be able to maximise your rewards earned. This lets you save up over 50% on the price of a business class flight ticket with the miles earned, or get rebates directly via cashback! Learn more here.

All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 3% cashback) on most credit cards, including for payments such as insurance premiums and taxes. 

See the popular credit cards and cards that are not eligible here.

Important Note

As per our Terms of Service Clause 14, CardUp does not issue Payment Cards or operate a rewards programme. You are responsible for understanding the rewards programme associated with your Payment Card. We include updates on changes to card issuer reward programmes in our promotional material. We rely on the information provided to us by card issuers and make reasonable efforts to keep all such promotional marketing accurate and up to date. However, we accept no liability or responsibility for the information provided by a payment card issuer, including if it is complete, correct, and up to date, and that we have understood it correctly and completely. Always refer back to your bank/issuer card rewards eligibility and terms & conditions for the latest updates on the earn rates.