Transparent pricing for all your personal payments
Making payments on CardUp come with no hidden fees. No rude shocks when you receive your card bill!
Pricing by payment type
View the fees for the type of payment you wish to make. Enjoy lowered fees with our ongoing discounts!
1. Select payment category
Choose the payment type you wish to make from the list below
2. Compare card rates
Compare the fee for different cards and check if there are any promotions
3. Set up your payment
Sign in to your account, schedule your payment and enjoy the rewards!
Enjoy even more savings with these promotions
Limited Time Offers
Income Tax Payments
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Use code VTAX22
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Locally-issued Visa Cards
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New and existing users
Income Tax Payments
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Use code MCTAX22
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Locally-issued Mastercard and China UnionPay Cards
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New and existing users
Rent Payments
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Use code SAVERENT179
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Locally-issued Visa, Mastercard, China UnionPay Cards
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New and existing users
Limited time only
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Use code 1010CARDUP
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For one-off or first payment of recurring series
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All payment categories
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Locally-issued Visa, Mastercard, UnionPay cards only
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New and existing customers
OCBC Card
Voyage & Premier Visa Infinite Cardholders
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Use code OCBCAFF17
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Locally-issued Voyage, Premier Visa Infinite Cards
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New users
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All payment categories
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For one-off or first payment in recurring series
Voyage & Premier Visa Infinite cardholders
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Use code OCBCAFF18
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Locally-issued Voyage, Premier Visa Infinite Cards
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New and existing users
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All payment categories
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For first 2 payments in recurring series
90N Cardholders
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Use code OCBC90N17
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Locally-issued 90N Cards
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New users
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All payment categories
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For one-off or first payment in recurring series up to S$10,000
American Express Card
Personal Payment Offer
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Use code AMEXNEW16
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Selected Locally-issued Amex cards only
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New users
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All payment categories except Income Tax
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For one-off or first payment in recurring series
Personal Payment Offer
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Use code AMEXISTING19
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Selected Locally-issued Amex cards only
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New and existing users
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All payment categories except Income Tax
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For one-off or first payment in recurring series
Income Tax Offer
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Use code AMEXNEWTAX22
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Selected Locally-issued Amex cards only
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New users
-
Income Tax only
-
For one-off or first payment in recurring series
Income Tax Offer
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Use code AMEXTAX22
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Locally-issued Amex cards only
-
New and existing users
-
Income Tax only
-
For one-off or first payment in recurring series
All payment types
Recurring payments
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Use code RECURRING185
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Locally-issued Visa cards only
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New and existing users
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All payment categories
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For first 6 payments in recurring series
One-off payments
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Use code GET225
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Locally-issued Visa, Mastercard, China UnionPay Cards
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New and existing users
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All payment categories
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Frequently Asked Questions
What is the CardUp fee for using international cards?
For Visa/Mastercard/American Express/UnionPay credit cards issued outside Singapore:
- A 3.3% CardUp fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $1,000 or less, a minimum CardUp fee of $33 applies
Can the rewards earned on my card outweigh the CardUp fee?
Yes! By earning miles, points on cashback on these payments you're currently already making via cash, cheque or bank transfer, you'll now be able to maximise your rewards earned. This lets you save up over 50% on the price of a business class flight ticket with the miles earned, or get rebates directly via cashback! Learn more here.
Why does CardUp charge a fee?
Our fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 5% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.