Transparent pricing for all your personal payments
No hidden fees. No rude shocks when you receive your card bill!
Pricing by payment type
We charge a small fee to securely process your payments: 2.6% for Singapore-issued cards and 3.3% for Internationally-issued cards. However, check below to see our latest promotions!
1. Select payment category
Choose the payment type you wish to make from the list below
2. Compare card rates
Compare the fee for different cards and check if there are any promotions
3. Set up your payment
Sign in to your account, schedule your payment and enjoy the rewards!
Enjoy even more savings with these promotions
All Offers
International Payments
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Use code GLOBE185
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Singapore-issued Visa cards only
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All users
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All payments in foreign currency
Income Tax Payments
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Use code VTAX23
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Singapore-issued Visa and China Unionpay cards
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One-off and recurring payments
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All users
-
Domestic payments
International Payments
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No processing fee
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Bank Transfer only
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All users
-
All payments in foreign currency
Income Tax Payments
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Use code MCTAX23
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Singapore-issued Mastercard cards
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One-off payments only
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All users
-
Domestic payments
Rent Payments
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Use code SAVERENT179
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Singapore-issued Visa, Mastercard, China UnionPay cards
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All users
-
Domestic payments only
Recurring Payments
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Use code RECURRING185
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Singapore-issued Visa cards only
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All users
-
Domestic payments only
One-off Payments
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Use code GET225
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Singapore-issued Visa, Mastercard, China UnionPay cards
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All users
-
Domestic and International payments
-
Exclusive Bank Offers
All payment types
[Fully redeemed]
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Use code AMEX18
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Selected American Express® Cards only
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New users
-
Domestic payments only
All payment types
[Fully redeemed]
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Use code AMEX19
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Selected American Express® Cards only
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All users
-
Domestic payments only
All payment types
-
Use code OCBC15
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OCBC VOYAGE & Premier Visa Infinite Cards only
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New users
-
Domestic and International payments
All payment types
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Use code OCBC18
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OCBC VOYAGE & Premier Visa Infinite Cards only
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All users
-
Domestic and International payments
Limited time only
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Use code 1010CARDUP
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For one-off or first payment of recurring series
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All payment categories
-
Locally-issued Visa, Mastercard, UnionPay cards only
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New and existing customers
All payment types
-
Use code OCBC90N15
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OCBC 90°N Cards only
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New users
-
Domestic and International payments
All payment types
-
Use code OCBC90NV
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OCBC 90°N Visa Cards only
-
All users
-
Domestic and International payments
All payment types
-
Use code OCBC90NMC
-
OCBC 90°N MasterCard Cards only
-
All users
-
Domestic and International payments
Frequently Asked Questions
Why does CardUp charge a fee?
The CardUp fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
A standard 2.6% CardUp fee applies for, payments using domestic credit cards. However, applicable promo codes can be applied for lowered fees.
What is the fee for using international cards?
For Visa/Mastercard/American Express/UnionPay credit cards issued outside Singapore:
- A 3.3% fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $1,000 or less, a minimum CardUp fee of $33 applies
Can the rewards earned on my card outweigh the CardUp fee?
Yes! By earning miles, points on cashback on these payments you're currently already making via cash, cheque or bank transfer, you'll now be able to maximise your rewards earned. This lets you save up over 50% on the price of a business class flight ticket with the miles earned, or get rebates directly via cashback! Learn more here.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 5% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.