Transparent pricing for all your personal payments
No hidden fees. No rude shocks when you receive your card bill!
Pricing by payment type
View the fees for the type of payment you wish to make. Enjoy lowered fees with our ongoing discounts!
1. Select payment category
Choose the payment type you wish to make from the list below
2. Compare card rates
Compare the fee for different cards and check if there are any promotions
3. Set up your payment
Sign in to your account, schedule your payment and enjoy the rewards!
Enjoy even more savings with these promotions
All Users
International Payments
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Use code GLOBE185
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Locally-issued Visa cards only
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New and existing users
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International payments only
Rent Payments
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Use code SAVERENT179
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Locally-issued Visa, Mastercard, China UnionPay cards
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New and existing users
-
Domestic payments only
Recurring payments
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Use code RECURRING185
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Locally-issued Visa cards only
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New and existing users
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Domestic payments only
One-off payments
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Use code GET225
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Locally-issued Visa, Mastercard, China UnionPay cards
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New and existing users
-
Domestic and International payments
-
Bank Offers
All payment types
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Use code OCBC15
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OCBC VOYAGE & Premier Visa Infinite Cards only
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New users
-
Domestic and International payments
All payment types
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Use code OCBC18
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OCBC VOYAGE & Premier Visa Infinite Cards only
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New and existing users
-
Domestic and International payments
Limited time only
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Use code 1010CARDUP
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For one-off or first payment of recurring series
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All payment categories
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Locally-issued Visa, Mastercard, UnionPay cards only
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New and existing customers
All payment types
-
Use code AMEX16N
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Targeted American Express® Cards only
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New users
-
Domestic payments only
* Fully Redeemed *
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Use code AMEX19X -
Targeted American Express® Cards only
-
New and existing users
-
Domestic payments only
Frequently Asked Questions
Why does CardUp charge a fee?
The CardUp fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
A standard 2.6% CardUp fee applies for, payments using domestic credit cards. However, applicable promo codes can be applied for lowered fees.
What is the fee for using international cards?
For Visa/Mastercard/American Express/UnionPay credit cards issued outside Singapore:
- A 3.3% fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $1,000 or less, a minimum CardUp fee of $33 applies
Can the rewards earned on my card outweigh the CardUp fee?
Yes! By earning miles, points on cashback on these payments you're currently already making via cash, cheque or bank transfer, you'll now be able to maximise your rewards earned. This lets you save up over 50% on the price of a business class flight ticket with the miles earned, or get rebates directly via cashback! Learn more here.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 5% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.