Transparent pricing for all your personal payments
Making payments on CardUp come with no hidden fees. No rude shocks when you receive your card bill!
Make personal payments
from 1.75%
per transaction
Manage business payments
from 0%
per transaction
Pricing by payment type
View the fees for the type of payment you wish to make. Enjoy lowered fees with our ongoing discounts!
1. Select payment category
Choose the payment type you wish to make from the list below
2. Compare card rates
Compare the fee for different cards and check if there are any promotions
3. Set up your payment
Sign in to your account, schedule your payment and enjoy the rewards!
Income tax
If you have a large tax payment, you can write in to us and we'll be happy to review your rates for you. Learn more about all our income tax offers here.
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| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
|
||
|
UnionPay
|
|
|
||
|
American Express (New-to-CardUp)
|
|
2.6%
|
-
|
|
|
American Express (Existing users)
|
|
2.6%
|
-
|
Rent and rental deposit
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
|
||
|
UnionPay
|
|
|
||
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Insurance premiums
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Education fees
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Property tax
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
(New!) Mortgage loans
Learn more about how you can set up your mortgage loans on CardUp here.
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Condo and MCST fees
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Car loans
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
-
|
-
|
Season parking
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Electricity
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Helper salary
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
All other payments
When setting up other payment types not found in the list above, select them under 'Miscellaneous Payments'. You can also get in touch with us here if you're unsure if you can make a payment through our platform.
| Card type | One-off payment | Promo code | Recurring payment | Promo code |
|---|---|---|---|---|
|
Visa
|
|
|
||
|
Mastercard
|
|
2.6%
|
-
|
|
|
UnionPay
|
|
2.6%
|
-
|
|
|
American Express
|
2.6%
|
-
|
2.6%
|
-
|
Frequently Asked Questions
Why does CardUp charge a fee?
Our fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 5% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.
What is the CardUp fee for using international cards?
For Visa/Mastercard/American Express/UnionPay credit cards issued outside Singapore:
- A 3.3% CardUp fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $1,000 or less, a minimum CardUp fee of $33 applies