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Transparent pricing for all your personal payments

No hidden fees. No rude shocks when you receive your card bill!

Pricing by payment type

We charge a small fee to securely process your payments: 2.6% for Singapore-issued cards and 3.3% for Internationally-issued cards. However, check below to see our latest promotions!

Navigating CardUp dashboard

1. Select payment category

Choose the payment type you wish to make from the list below

Earn card rewards without limits

2. Compare card rates

Compare the fee for different cards and check if there are any promotions

Earn rewards on your credit card

3. Set up your payment

Sign in to your account, schedule your payment and enjoy the rewards!

Calculate the rewards waiting for you when you use CardUp!

Rewards calculator

Enjoy even more savings with these promotions

New Users Offer
All payment types
S$30 off
  • Use code FEB30
  • Singapore-issued Visa cards only
  • New users
  • Domestic payments only
  • End 15 March 2024
Bonus incentive for 1st payment
S$20 Capitaland Voucher
  • No code needed
  • Completed first payment of a min. S$8,888
  • New users
  • Domestic payments only
  • End 15 March 2024
All Users Offer
International Payments
0%
  • No processing fee
  • Bank Transfer only
  • All users
  • All payments in foreign currency
All payment types
1.88% (u.p. 2.6%)
  • Use code FEB188
  • Singapore-issued Visa cards only
  • All users
  • Domestic payments only
  • End 15 March 2024
International Payments
1.85% (u.p. 2.6%)
  • Use code GLOBE185
  • Singapore-issued Visa cards only
  • All users
  • All payments in foreign currency
  • End 31 March 2024
Recurring Payments
1.85% (u.p. 2.6%)
  • Use code RECURRING185
  • Singapore-issued Visa cards only
  • All users
  • Domestic payments only
  • End 31 March 2024
One-off Payments
2.25% (u.p. 2.6%)
  • Use code GET225
  • Singapore-issued Visa, Mastercard, China UnionPay cards
  • All users
  • Domestic and International payments
  • End 31 March 2024
Rent Payments
1.79% (u.p. 2.6%)
  • Use code SAVERENT179
  • Singapore-issued Visa, Mastercard, China UnionPay cards
  • All users
  • Domestic payments only
  • End 31 March 2024
Exclusive Bank/Issuer Offers
logo_ocbc
Limited time only
1.85% (u.p. 2.6%)
  • Use code 1010CARDUP
  • For one-off or first payment of recurring series
  • All payment categories
  • Locally-issued Visa, Mastercard, UnionPay cards only
  • New and existing customers
All payment types
1.5% (u.p. 2.6%)
  • Use code OCBC15
  • OCBC VOYAGE & Premier Visa Infinite Cards only
  • New users
  • Domestic and International payments
All payment types
1.8% (u.p. 2.6%)
  • Use code OCBC18
  • OCBC VOYAGE & Premier Visa Infinite Cards only
  • All users
  • Domestic and International payments
All payment types
1.5% (u.p. 2.6%)
  • Use code OCBC90N15
  • OCBC 90°N Cards only
  • New users
  • Domestic and International payments
All payment types
2.0% (u.p. 2.6%)
  • Use code OCBC90NV
  • OCBC 90°N Visa Cards only
  • All users
  • Domestic and International payments
All payment types
2.0% (u.p. 2.6%)
  • Use code OCBC90NMC
  • OCBC 90°N MasterCard Cards only
  • All users
  • Domestic and International payments

Frequently Asked Questions

Why does CardUp charge a fee?

What is the fee for using international cards?

Can the rewards earned on my card outweigh the CardUp fee?

Will I earn rewards on my credit card for payments made through CardUp?