Transparent pricing for all your personal payments
No hidden fees. No rude shocks when you receive your card bill!
Pricing by payment type
We charge a small fee to securely process your payments: 2.6% for Singapore-issued cards and 3.3% for Internationally-issued cards. However, check below to see our latest promotions to save on fees!
1. Select payment category
Choose the payment type you wish to make from the list below
2. Compare card rates
Compare the fee for different cards and check if there are any promotions
3. Set up your payment
Sign in to your account, schedule your payment and enjoy the rewards!
More savings with these promotions
Limited time offer
Income Tax
First-time Payment categories
All Users Offer
International Payments
Rent Payments
Recurring Payments
International Payments
One-off Payments
Exclusive Bank/Issuer Offers
Eligible payment types
FULLY REDEEMED
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24AMEX19 -
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End 31 December 2024
See supported payment types for American Express® Cards here
All payment types
All payment types
All payment types
All payment types
All payment types
All payment types
Exclusive offer for Mastercard cardholders
Use your Singapore-issued Mastercard card on CardUp to enjoy more savings while optimising your cash flow - learn more here
Recurring Rent
One-off Rent
Recurring Education
One-off Education
All Recurring payments
The above offers are valid till 9 January 2025 and only apply when payments are made with a Singapore-issued Mastercard card.
Frequently Asked Questions
Why does CardUp charge a fee?
The CardUp fee covers the processing costs to the card-issuing banks and network providers for each transaction made. The fee also ensures our platform remains secure for your everyday use.
A standard 2.6% CardUp fee applies for, payments using domestic credit cards. However, applicable promo codes can be applied for lowered fees.
What is the fee for using international cards?
For Visa/Mastercard/American Express/UnionPay credit cards issued outside Singapore:
- A 3.3% fee applies on each transaction
- Promotional codes are not eligible for use on payments made with credit cards issued outside of Singapore.
- For payments of $1,000 or less, a minimum CardUp fee of $33 applies
Can the rewards earned on my card outweigh the CardUp fee?
Yes! By earning miles, points on cashback on these payments you're currently already making via cash, cheque or bank transfer, you'll now be able to maximise your rewards earned. This lets you save up over 50% on the price of a business class flight ticket with the miles earned, or get rebates directly via cashback! Learn more here.
Will I earn rewards on my credit card for payments made through CardUp?
All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 5% cashback) on most credit cards, including for payments such as insurance premiums and taxes.
This includes all of these popular credit cards listed here.