Skip to content
NEW

Sending money overseas is now cheap and rewarding.

Send money for free via bank transfer or pay with a credit card to earn rewards. Explore our rates today!

X
1 USD = 1.3718 SGD Market exchange rate
=
SGD 344,320.07 Amount we will convert
+
SGD 1,102.69 Conversion fee
SGD 20.00 SWIFT fee
=
SGD 344,320.07 Amount you send
+
SGD 8,814.59 Fee waived
SGD353,134.66
About our rates and fees

Earn up to 1.6 miles per dollar or 5% cashback* when you shift your international payments onto your credit card using CardUp.

Use promo code [PromoCode]** and enjoy 1.9% (U.P. 2.6%) card processing fee.

What can I pay?

Pay rent and rental deposit

Rent and rental deposit

Pay education fees

Education

Pay insurance

Insurance

Pay condominium fees

Condo and MCST fees

Pay income tax

Income tax

Pay car loan

Car loan

Pay mortgage payment

Mortgage

Pay payroll

Helper salary

Pay stamp duty

Stamp duty

Pay season parking

Season parking

Supplier invoices

Supplier invoices

Payment-type-property-tax-icon

Property tax

Let your payments take flight

USD, MYR, HKD, INR currencies

Low rates and fees

Enjoy the best FX rates for USD, EUR, GBP, and more, along with the lowest credit card fees.

Dashboard icon

Multiple payment methods

Choose bank transfer for no fees, or use a credit card to earn rewards you wouldn't normally get.

Icon of credit card in hand

Transparent and secure

Clear breakdown of costs upfront—no hidden fees. Protected by industry-leading security protocols.

Gift box icon

Unlock credit card rewards

With CardUp, you can earn credit card rewards on supplier payments—a perk you won’t find elsewhere.

Save over 76% in costs compared to other platforms

Suppose you pay international school fees of 50,000 USD

Cheapest way to pay overseas, send money oversea | cheapest exchange rates | Cheapest transfer fees
Cheapest FX rates | Best foreign exchange rates | Lowest mid-market rates
  1. Exchange rates as of 11 August 2022. View the updated rates on our calculator above.
  2. The credit card above earns miles at 1.5 miles per dollar. Rewards are also earned on the CardUp fee.
  3. The reduced conversion fee offer for bank transfers is valid until 31 December 2022
  4. We ensure that all associated fees are presented upfront to you - no hidden markups or fees.

Earn miles or cashback with the lowest card fees

Unlock the full potential of your credit card. Earn miles or cashback on school fees, insurance, rent, and more—both locally and internationally. With CardUp, even your everyday expenses become rewarding.

Pay international education fees, insurance, commercial rent and more by credit card and earn rewards
1-lowest-fee-xb-website-product

Best exchange rates and lowest transfer costs

Enjoy real market exchange rates with no hidden markups, and save with fees that are over 76% lower than banks and other remittance services.

Complete transparency to save your time and money

No hidden fees. All associated fees are presented upfront so you will know exactly what you are paying for. No need for second-guessing.

2-transparent-fee-xb-website-pro
Blog: 4 reasons to send money overseas with CardUp. Read more >

Pay internationally on CardUp

in less than 10 minutes

L-Dashboard-XB-B2C

Heading Text

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer eget hendrerit metus. Curabitur a diam ultricies, vulputate quam non, aliquet sem. Nulla nisi enim, mollis ut tempus et, pulvinar eu urna. Mauris commodo turpis elit, sed dictum orci pharetra ac. Vivamus pellentesque risus eu augue gravida vestibulum. Nullam aliquet, magna faucibus tristique cursus, lacus augue venenatis elit, non gravida mi orci in velit. Quisque non hendrerit ex, in faucibus diam.

1. Get started

Sign up for a free account and verify your identity in less than 3 minutes with MyInfo.

2. Set up payment

Create a payment, enter the payment amount and recipient's bank details, and attach your invoice.

3. Pay by credit card

Select credit card or bank transfer as your payment method and hit "Create Payment". It is that simple!

Start paying around the world at low rates

by bank transfer or credit card – even where cards are not accepted.

Get started for free

Make payments to 70+ countries...

dz  Algeria

ad  Andorra

ao  Angola

ai  Anguilla

 ar Argentina

am  Armenia

aw  Aruba

au  Australia

at  Austria

az  Azerbaijan

bh  Bahrain

bd  Bangladesh

be  Belgium

bo  Bolivia

ba  Bosnia and Herzegovina

br  Brazil

vg  British Virgin Islands

bg  Bulgaria

kh  Cambodia

Canada-1  Canada

cl  Chile

China  China

co  Colombia

cr  Costa Rica

hr  Croatia

cy  Cyprus

cz  Czech Republic

dk  Denmark

 dm  Dominica

do  Dominican Republic

tl East Timor

ec  Ecuador

eg  Egypt

ee  Estonia

fo  Faroe Islands

fj  Fiji

fi  Finland

fr  France

fr  French Guiana

pf  French Polynesia

tf  French Southern Territories

ge  Georgia

de  Germany

gr  Greece

gl  Greenland

gd  Grenada

gg  Guernsey

gy  Guyana

hn  Honduras

hk  Hong Kong

hu  Hungary

is  Iceland

India  India

id  Indonesia

ie  Ireland

im  Isle of Man

il  Israel

Italy  Italy

jp  Japan

je  Jersey

kz  Kazakhstan

xk  Kosovo

kw  Kuwait

kg  Kyrgyzstan

lv  Latvia

li  Liechtenstein

lt  Lithuania

lu  Luxembourg

mk  Macedonia

Flag-Malaysia  Malaysia

mt  Maldives

mt  Malta

fr  Martinique

mu  Mauritius

yt  Mayotte

mx  Mexico

mc  Monaco

me  Montenegro

na  Namibia

np  Nepal

nl  Netherlands

nc  New Caledonia

nz  New Zealand

ng  Nigeria

bv-1  Norway

om  Oman

py  Paraguay

pe  Peru

ph  Philippines

pl  Poland

pt  Portugal

pr  Puerto Rico

qa  Qatar

fr  Reunion

ro  Romania

fr  Saint Barthelemy

lc  Saint Lucia

fr  Saint Martin

fr  Saint Pierre and Miquelon

sm  San Marino

sa  Saudi Arabia

rs  Serbia

sc  Seychelles

Singapore  Singapore

sk Slovakia

sl Slovenia

za South Africa

South Korea  South Korea

es  Spain

lk Sri Lanka

Sweden  Sweden

Switzerland  Switzerland

Taiwan  Taiwan

tj  Tajikistan

th  Thailand

tn  Tunisia

tr  Turkey

ae  United Arab Emirates

United Kingdom  United Kingdom

um  United States

uy  Uruguay

Vietnam  Vietnam

wf  Wallis and Futuna

zm Zambia

...in 20+ currencies

 

au  Australian dollar

bd  Bangladeshi taka

United Kingdom British pound

Canada-1 Canadian dollar

China Chinese yuan

EU Euro

hk Hong Kong

India Indian rupee

id Indonesian rupiah

az  Azerbaijan

jp Japanese yen

Flag-Malaysia Malaysian ringgit

mx Mexican peso

np Napalese rupee

nz New Zealand dollar

bv-1 Norwegian krone

ph Philippine peso

South Korea South Korean won

Sweden Swedish krona

Switzerland Swiss franc

th Thai baht

tr Turkish lira

um  US dollar

Vietnam Vietnamese dong

Have questions about paying overseas?

What international payments can I make?

Currently, we support several types of overseas payments:

  1. Education / training fees

  2. Insurance

  3. School bus fees

  4. Rent (Rent payments to individuals not supported)

  5. Purchases of Goods and Services (Post-paid)

  6. Medical Services

  7. Technical Services

  8. Legal fees

  9. Accounting fees

    and more...

What credit cards are accepted?

What are the fees?

Will I earn credit card rewards on my overseas payments?