• Visa
  • Mastercard
  • American Express
  • UnionPay
  • CardUp accepts all major credit cards and integrates with
Collect card payments and get more benefits

Let your customers pay with their credit cards online, which helps you:

Get paid faster

Get paid faster

Give your customers a convenient way to pay with their credit line, helping them pay you faster with less manpower spent chasing payments.
Simplify receivables management

Simplify receivables management

Reduce resources needed to process cheque and cash payments with funds deposited directly into your bank account. Get full visibility on all past and future payments for easier reconciliation.
Offer customers card payment options

Offer your customers their preferred payment choice

Let customers enjoy the convenience and rewards of using their credit cards, giving them more reason to work with you.

Note: American Express cards can only be used for selected payment types.

How CardUp Collect works

  • 1

    Set up account

    Create a free account and from your dashboard, request for 'Collect Payment' access

  • 2

    Customers pay

    Share your customised payment link directly with your customers on your invoices or website, where they can pay you via credit card.

  • 3

    Receive payments

    Each payment from your customer is automatically deposited into your bank account as individually-tracked transactions within 3 business days.

  • 4

    Monitor payments

    Receive real-time updates via email, and monitor past and upcoming payments on your dashboard.


More features that users love

Simplify reconciliation

Seamless integration

Seamless integration

Integrates with popular accounting software such as Xero


Payment export

Download payments on a transactional-level from each recipient in CSV format


Team management

Add team members to view, manage and track payments

Get paid even faster

Payment links

Customised payment links

Send pre-filled payment requests to your customers

Next-day Payment

Guest checkout

Customers can pay you as a guest using your guest checkout link

Dashboard View

Monitor payments

Track all upcoming payments on your dashboard

Get set up fast



No technical or developmental set up needed


Funds directly received

No need for a bank merchant account to receive funds


Reliable support

Get professional phone and email support from our team to help you in every step

Used and loved by many businesses to manage their receivables process

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From just 2.6% fee per transaction. No set up or platform fees.

Split the fee any way you want:

Free for your business

Your customers pay the 2.6% fee per transaction and enjoy the benefits of card payments


Up to 2.6% per transaction

Your business can choose to absorb the fee or share it with your customers

CardUp integration with Xero

CardUp Collect integrates with Xero

Let your customers pay you with their credit cards directly from your Xero invoices. Learn more about our integration:

There’s more to using CardUp

Benefits-Working Capital

Free up your cash on hand

Hold on to cash longer when you pay with your credit card and optimise working capital


Digitise and automate your payments

Remove cheque and cash payments, save time and simplify your payment processes


Maximise your card rewards

Earn up to 5% cashback or 1.6 miles per dollar on your card with CardUp