Scale your SGD & USD payments for less.
Maximise your savings on domestic and global expenses with HSBC Commercial, Corporate Virtual and USD Corporate Cards
Pay your business expenses with CardUp
Rent
Payroll
Supplier Invoice
Corporate Taxes
Insurance
Car loan
Season parking
Electricity
Stamp duty
MCST fees
and more...
Unlock full value from your SGD card
Optimise cash on hand
Better manage your working capital by extending your payables for 53 days when you use your credit limit to pay your expenses
Enjoy real market exchange rates
Pay overseas expenses with your SGD card to over 70+ countries with no hidden markup and much lower transfer fees.
Ensure secure transactions
All payments adhere to the highest security standards. CardUp is licensed by the MAS and is PCI-DSS compliant.
Automate & Pay Invoices in Bulk
Drop bulk invoices via drag-and-drop or email. CardUp automatically digitises details with 99.9% accuracy
Eliminate FX and conversion fees with your USD card
No more double currency conversion fees when paying non-card-accepting international suppliers.
Direct settlement
Direct USD Settlement. No conversion fees between invoice and card billing.
Pay any vendor
Charge your USD card to deliver USD Bank transfers.
Extended payment terms
Enjoy up to 53 days of interest-free credit period.
How does using your HSBC business Card free up cash on hand?
Receive invoice
Sam receives an invoice from his overseas supplier
Pay recipient
He charges the invoice amount to his HSBC Commercial and Corporate Virtual Card via CardUp, and his supplier receives the payment on time via a bank transfer
Delay payment
His credit card statement arrives at the start of the next month. Sam pays off his statement when it is due, at low exchange rate (close to Google rate), while extending his payment terms by almost 2 months, interest-free.
Your exclusive offers
HSBC Commercial and
Corporate Virtual Card
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Use code HSBCCU09
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Valid on payment for first S$100,000
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Ends 31 December 2026
HSBC USD Corporate Card
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1.5% + USD$45 per transaction
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Ends 31 December 2026
Enjoy exclusive lower fees when you pay with your HSBC business cards. Complete the form below to get started:
How to get started?
1. Fill in the form
Complete this form, and our team will reach out to assist with your account setup and enable the exclusive fees.
3. Enjoy the convenience
Your card will be charged and your recipient will receive the payment via bank transfer within 3 business days.
See FAQs here.
Have questions about using CardUp for your payments?
What business payments can I make with CardUp?
Our platform lets you shift payments currently made by cash, cheque or bank transfers onto your credit cards, even where cards are not accepted. These cover domestic and international payments such as payroll, supplier invoices (including business services), rent, corporate taxes and more, while enjoying interest free and low exchange rates (closest to Google).
You can view the full list of accepted payments here.
How does using my credit card free up my cash flow for up to 2 months?
When you use a credit card to make a payment, your recipient still gets paid on time, while you defer the actual outflow of your cash until your card bill is due. This lets you gain up to two months of extended payment terms.
How will payments made by CardUp appear on the recipient's bank statement?
The CardUp payment will reflect on the recipient’s statement as per the reference you entered when the payment is set up.
See an image example here