You can enter the lucky draw when you use CardUp to make any of the following home-related payments:

• Renovation
• Mortgage loan
• Helper Salary
• Condo & MCST
• Education
• Insurance
• Mortgage
• Property Agency Fee
• Property Tax
• Rent
• Stamp duty
• Car Loan

1. Sign up or log in
   a. Create a free CardUp personal account or log into your existing account.
   
   
2. Create a Payment
   a. Click “+Create Payment” button at the top right corner of the site.
   
   
3. Choose Payment type
   a. Select the home payment category (i.e rent, renovation, mortgage, condo MCST, car loan, education,  property tax and more)
   
   
4. Select or add recipient
   a. Search for your recipient in the directory. If they’re not listed, add a new recipient by entering their details.
   
   
5. Enter payment details
   a. Fill in the amount and any required payment information. You may also apply a promo code.
   
   
6. Review and confirm
   a. Double-check all details, then click "Create Payment" to finalize your payment.

1. Tell your friends about CardUp
   a. Tell your friends about CardUp who have home payments to make (i.e rent, mortgage, property tax and more)
   
   
2. Your friend signs up
   a. Your friend must create a CardUp personal account
   
   
3. Your friend completes a home payment
   a. They need to make and complete a qualifying home payment using CardUp
   
   
4. Fill in the referral form
   a. Enter your friend’s registered CardUp email address and name in the referral form here.
   

Terms and conditions apply

All spend made using a Singapore-issued card on your CardUp-registered account are eligible for the base earn rate* of miles (up to 1.6 miles per dollar), points or cashback (up to 3.33% cashback) on most credit cards, including for payments such as insurance premiums and taxes. 

This includes all of these popular credit cards listed here.

You can use DBS, UOB, OCBC, or any major credit cards issued in Singapore on CardUp

Rest assured for many credit cards in Singapore, the value of the rewards gained will outweigh our fees.

You can visit this link for an example taking you through how monthly payments of $5,480 can help you redeem a return business class flight to Tokyo, Japan (worth $4,000) at just $1,480 in fees!

• UOB Privi Miles Card - Earn 1.4 miles per S$1 on local spend
• Citi PremierMiles Card - Earn 1.2 miles per S$1, with miles that never expire
• DBS Altitude Card Visa Signature Card - Earn 1.2 miles per S$1 locally and bonus miles on travel bookings 

These cards help you maximize rewards on payments like rent, insurance, and school fees through CardUp. 

For more information, visit the full blog here