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Nicki Ramsay,
Chief Executive Officer of CardUp

Nicki Ramsay is CEO and Founder of CardUp, a fast-growing payments platform based in Singapore. An expert in the payments industry, she has built digital payments products and previously worked in various leadership roles for American Express across both Asia Pacific and Europe. During this time, she held leadership roles including Head of Consumer Insight for APAC and Director of International Business Development.

She is seen as a thought leader in the fintech space, featured in media such as The Business Times, CNBC, MoneyFM89.3, Channel NewsAsia, and is a regular speaker at industry events including Money20/20 and the Singapore Fintech Festival. Nicki started her career as a management consultant at Deloitte Consulting, after graduating with a first-class degree in Economics.

Nicki Ramsay, CEO and Founder, CardUp

Latest features

Nicki Ramsay feature on The Straits Times

Me & My Money: Entrepreneur stays nimble to tap new opportunities

The Straits Times

Nicki Ramsay interview with DigFin on card-tech's future

Card-tech’s future, Nicki Ramsay, CardUp


Nicki Ramsay Gen T. 2020 feature with Generation T

Gen. T List 2020: Asia's 400 leaders of tomorrow

Generation T

Nicki Ramsay podcast episode with Stashaway

Are You Using Your Credit Cards to Your Advantage? with Nicki Ramsay, Chief Executive Officer of CardUp


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