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In partnership with Sgcarmart

Earn air miles or cashback on your car expenses with your credit card

Make payments for car purchases, maintenance, and more with CardUp — even when merchants don’t accept cards.

SGCarMart 2026 (2)

"I've scheduled my child's school fees and my ongoing car loan onto my favourite cashback credit cards using CardUp. Now, I'm able to get additional savings automatically each month!"

Personal-Jonathan

Jonathan Tan | Uses CardUp for education fees and car loan

SGCarMart 2026 (3)

How many air miles can you earn?

Pay

Nick uses his credit card on CardUp to pay his car loan and other car expenses amounting to S$65,760 yearly.

Earn

His card rewards him with 1.4 miles per dollar spent, earning him 93,675.12 miles for these payments.

Redeem

Nick is able to take off on a business class flight to Tokyo worth $4,000 at only $1,151 in CardUp fees* - that's 63% in savings!

Unsure how much card rewards you can earn?

Use our rewards calculator to find out

How to make your car payments?

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Step 1: Sign up & start a payment

 Create a free CardUp account and click “+Create Payment” from your dashboard. Choose car expenses category that you’d like to pay for.

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Step 2: Enter payment details & promo code

Enter your car expenses details and exclusive promo code to enjoy discounted fee. You can still pay recipients even if they don't use CardUp.

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Step 3: Pay with your credit card

Your payment is charged securely to your credit card with a small fee. CardUp will then transfer the funds directly to your recipient via bank transfer within 3 business days.

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Step 4: Earn rewards on every payment

That’s it! Your car expenses just earned you even more rewards. Want more rewards? Pay your other large expenses through CardUp.

*You can click here for a full step-by-step process.

 

Exclusive offers for Sgcarmart 

While the rewards earned can easily outweigh the CardUp fees,
you can save even more with these exclusive offers when you make your car payments by 31st August 2026.

Car Loan payment

1.79% (u.p. 2.6%)
  • Use code SGCARMART179
  • Locally-issued Visa Cards and Unionpay cards only
  • Recurring car loan payments
  • Ends 31st August 2026
Car Down payment 
2.1% (u.p. 2.6%)
  • Use code SGCARMART21
  • Locally-issued Visa Cards, MasterCard and Unionpay cards only
  • One-off car down payments, up to S$5,000
  • Ends 31st August 2026
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Start your miles journey here

Enter your email to receive instructions on how to get started on CardUp, with no monthly subscriptions or set-up fees – you simply pay as you go. Explore the platform today to see it for yourself!

By submitting this form, you agree to receive promotional communication from CardUp. You have the option to opt out at any time. For more details, refer to our Privacy Policy

CardUp supports cards from all major banks and issuers

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All payments made with CardUp meet the highest security standards

We are licensed by the Monetary Authority of Singapore (MAS) and keep your data safe with our PCI-DSS compliant and 256-bit encrypted platform. 

PCI-DSS and MAS

You can also pay these expenses on CardUp

Earn miles, points and cashback on all these payment types traditionally not payable by card.

Pay rent and rental deposit

Rent and rental deposit

Pay education fees

Education

Pay insurance

Insurance

Pay condominium fees

Condo and MCST fees

Pay income tax

Income tax

Pay car loan

Car loan

Pay mortgage payment

Mortgage

Pay payroll

Helper salary

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Stamp duty

Pay season parking

Season parking

Pay electricity bill

Electricity bills

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Property tax

Have questions about earning card rewards using CardUp?

How to make car expenses payment on CardUp?

Will I earn rewards on my credit card for payments made through CardUp?

How will the rewards earned outweigh the CardUp fee?

What are the best credit card to use on CardUp?