• CardUp is licensed by the Monetary Authority of Singapore as a Major Payment Institution
Maximise your card reward

Maximise your card reward

Earn up to 5% cashback or 1.6 miles per dollar on your existing cards with CardUp

Free up cash on hand

Free up cash on hand

Use of available credit card limit to improve cash flow for extra 2 months of interest-free payment terms

Digitise and automate your payments

Digitise and automate your payments

Remove cheque and cash payments, save time and simplify your payment processes

Accept card payments for your business

Accept card payments for your business

Let your customers pay by card with no fees or hassle for your business

  • Visa
  • MC
  • Amex
  • UnionPay
  • Cardup accepts all major cards
CardUp payment types

With CardUp, you can shift domestic and international payments currently made by cash, cheque or bank transfers onto your credit cards.

Rent & Rental Deposit
Insurance
Taxes
Education fees
Condominium fees
Payroll
Season parking
Stamp duty
Business services
Supplier invoices
Car loans
Electricity bills
Helper salary
...and more

How CardUp works

  • 1

    Set up payment

    Sign up for a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.

  • 2

    Credit card charged

    CardUp charges your card plus a CardUp fee three business days before your payment due date.

  • 3

    Recipient gets paid

    Your recipient receives the funds by bank transfer, without the need to register with CardUp.

  • 4

    Pay off credit card bill

    You only pay when your next credit card bill is due. Plus, sit back and earn miles, points or cashback on your credit card for your payments made on CardUp!

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CardUp support cards of all major banks

Calculate the card rewards you can earn by using CardUp

Calculate the card rewards you can earn by using CardUp

LEARN MORE
How can CardUp help my business?

How can CardUp help my business?

LEARN MORE
Simple fee structure
No sign up fees. No hidden costs. Only pay per transaction when you use CardUp.
All payments made through CardUp will earn the rewards listed on our rewards calculator. Learn more here.

Trusted by tens of thousand of users

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All payments made through CardUp are held to the highest standards of security

PCI-DSS Compliant

Bank standard security, PCI compliant

Safeguard account

Funds held in safeguarded account for no more than 3 hours

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Managed hundreds of millions in payment volume

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