CardUp’s platform enables the payment and collection of big expenses using existing credit cards, in places where cards are not accepted today
Earn up to 5% cashback or 1.6 miles per dollar on your existing cards with CardUp
Use of available credit card limit to improve cash flow for extra 2 months of interest-free payment terms
Remove cheque and cash payments, save time and simplify your payment processes
Let your customers pay by card with no fees or hassle for your business
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Sign up for a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.
CardUp charges your card plus a CardUp fee three business days before your payment due date.
Your recipient receives the funds by bank transfer, without the need to register with CardUp.
You only pay when your next credit card bill is due. Plus, sit back and earn miles, points or cashback on your credit card for your payments made on CardUp!
Barry & Laura, personal users
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles, and even for us to Iceland and back on points this summer. Use CardUp to collect lots of miles and experiences."
"We pay our rent, taxes and everything we can through CardUp, which maximises our credit card miles, and even for us to Iceland and back on points this summer. Use CardUp to collect lots of miles and experiences."
Michael Finn, Director
“With CardUp, we’ve been able to convert most of our monthly business expenses into credit card charges, capturing the miles on these payments to reduce overall travel expenses for our business.”
“With CardUp, we’ve been able to convert most of our monthly business expenses into credit card charges, capturing the miles on these payments to reduce overall travel expenses for our business.”
Standing Sushi Bar, Empire Eats
"One of the exciting outcomes upon using CardUp is that our cash flow is positively enhanced. The solution is direct and easy to understand, and gets us more value out of our supplier payments."
"One of the exciting outcomes upon using CardUp is that our cash flow is positively enhanced. The solution is direct and easy to understand, and gets us more value out of our supplier payments."
Dr Chong, Managing Director
“While my business only receives payments upon project milestones, we still need to pay incurred expenses each month. With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.”
“While my business only receives payments upon project milestones, we still need to pay incurred expenses each month. With CardUp, I’m able to minimise cash flow gaps and keep my business running without disruption.”
Jeremy Tan, Team Lead
"CardUp's unique platform helps optimise cash flow. There are many ways credit limits can be utilised properly, especially in a small team to keep operations going smoothly. Great product, excellent service too."
"CardUp's unique platform helps optimise cash flow. There are many ways credit limits can be utilised properly, especially in a small team to keep operations going smoothly. Great product, excellent service too."
Ms Nina Alag Sure, CEO
"Through CardUp, I’m able to optimise working capital for my business at a flexible and affordable rate. It helps our business in timely processing payroll to employees and payments to suppliers."
"Through CardUp, I’m able to optimise working capital for my business at a flexible and affordable rate. It helps our business in timely processing payroll to employees and payments to suppliers."
Chew Kee Pte Ltd
“CardUp has allowed me to shift my entire payment flow from physical invoices to the cloud. My team is now able to collaborate and get a consolidated view of our business spend on our card statement each month."
“CardUp has allowed me to shift my entire payment flow from physical invoices to the cloud. My team is now able to collaborate and get a consolidated view of our business spend on our card statement each month."
Brice Derouet, Head of Finance
"CardUp allows us to offer our card payments as an option and to reconcile receivables in our accounting software automatically. I highly recommend CardUp for any business looking for automation and scalability."
"CardUp allows us to offer our card payments as an option and to reconcile receivables in our accounting software automatically. I highly recommend CardUp for any business looking for automation and scalability."
Junxian Lee, CEO & Co-Founder
"CardUp Collect allows us to offer card payments as an option to our customers. The payments are then deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."
"CardUp Collect allows us to offer card payments as an option to our customers. The payments are then deposited directly into our company bank accounts, and automatically reconciled on our integrated Xero accounts."
Lionel Lim, Account Manager
"CardUp Collect has saved me time chasing payments, especially for smaller invoices which can get inefficient. My clients also enjoy paying with their cards. Furthermore, automatic reconciliation makes it a breeze!"
"CardUp Collect has saved me time chasing payments, especially for smaller invoices which can get inefficient. My clients also enjoy paying with their cards. Furthermore, automatic reconciliation makes it a breeze!"
Bank standard security, PCI compliant
Funds held in safeguarded account for no more than 3 hours
Managed hundreds of millions in payment volume
“The platform acts as a link between cardholders and merchants that don’t accept credit cards.”
"The idea is simple: users can pay for nearly everything through their credit cards, while retaining the card benefits and rewards."
"The idea is simple: users can pay for nearly everything through their credit cards, while retaining the card benefits and rewards."
“Tech companies, with their scale, speed to market and digital ethos, have been able to launch payment products in competition with traditional banks. ”
"Why just pay your rent, when you can pay your rent and get 70,000 air miles in the process?"
“CardUp is a platform that allows consumers to pay for their rents and other expenses by credit card.”
"Consumers and enterprise users have the additional incentive of earning rewards like rebates and air miles that traditionally come with credit card usage."
"It enables users to maximise card benefits; it also does not require fund recipients to accept credit cards."
"The concept is so simple – instead of making payment and earn nothing, you instead pay CardUp with your credit card and earn rewards."
"Could paying your regular monthly rent earn you a business class trip to Tokyo? The answer is yes, thanks to CardUp"
For Your Personal Expenses 