• visa
  • Mastercard
  • American Express
  • CardUp accepts all major credit cards
CardUp lets you earn miles for less

CardUp lets you earn miles so you can fly business class for 60% less!

Credit card

Nick uses his credit card on CardUp to pay his income tax and insurance amounting to $61,200 yearly

Earnings

His card rewards him with 1.5 miles per dollar spent, earning him 94,100 miles for these payments

Flight

Nick is able to take off on a business class flight to Tokyo worth $4,000 at only $1,591 in CardUp fees* - that's 60% in savings!
*CardUp charges a processing fee per transaction, starting from just 1.9%

CardUp makes earning card rewards simple

  • 1

    Set up payment

    Create a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.

  • 2

    Credit card charged

    CardUp charges your card plus a CardUp fee three business days before your payment due date.

  • 3

    Recipient gets paid

    Your recipient receives the funds by bank transfer, without the need to register with CardUp.

  • 4

    You earn rewards

    Sit back and earn miles, points or cashback on your credit card for every payment made!

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More features that users love

3-layers

Rewards assurance

All CardUp payments are eligible for the base earn rate of miles, points and cashback on most credit cards

Simple pricing

Simple pricing

From 1.9% fee per transaction, with no separate set up fee

Flexible schedule

Flexible schedule

Set up a one-off payment or a recurring schedule far in advance

Dashboard View

Dashboard view

Monitor all past and upcoming payments on your personal dashboard

Real-time updates

Real-time updates

Receive real-time payment status updates via email and SMS

Next-day payment

Next-day payment

Pay your recipient in one business day for urgent payments, at a nominal fee

Bulk upload

Bulk upload

Set up multiple payments at one go via bulk upload

Reliable_support

Reliable support

Get professional phone and email support from our team to help you in every step

Join tens of thousands of users already using CardUp to earn more rewards

Are you a business owner? There’s more to using CardUp:

Working Capital

Free up your cash on hand

Hold on to cash longer when you pay with your credit card and optimise working capital

Digitisation

Digitise and automate your payments

Remove cheque and cash payments, save time and simplify your payment processes

Collect

Accept card payments for your business

Let your customers pay by card with no fees or hassle