• visa
  • Mastercard
  • American Express
  • CardUp accepts all major credit cards
CardUp lets you earn miles for less

CardUp lets you earn miles so you can fly business class for 60% less!

Credit card

Nick uses his credit card on CardUp to pay his income tax and insurance amounting to $61,800 yearly


His card rewards him with 1.5 miles per dollar spent, earning him 94,700 miles for these payments


Nick is able to take off on a business class flight to Tokyo worth $4,000 at only $1,390 in CardUp fees* - that's 65% in savings!
*CardUp charges a processing fee per transaction, starting from just 1.9%

See how you can save $366 on your flights
All payments made through CardUp are eligible for the base rewards
listed on your favourite credit cards below, no matter the payment type you are making.
  • Rent

  • Income tax¹

  • Insurance

  • Education

  • Condo & MCST fees

  • Car Loan

  • Property Tax¹

  • Season parking

  • Payroll

  • Supplier invoices

  • Corporate tax


¹ You can only schedule one-off tax payments to the tax authorities per year (including income tax and property tax).

² The CardUp fee is at 2.25% for all Singapore-issued Visa and Mastercard cards, and 2.6% for all American Express Cards. Please note that all fees in this calculator are based on a 2.25% fee.

Your annual spend $1,614.90
Total spent $567

It seems like you might not have sufficient miles to redeem for a business or first class flight. You can consider using cashback cards instead to save on these large, recurring spend!

CardUp makes earning card rewards simple

  • 1

    Set up payment

    Create a free account and enter your payment details. Payments can be made in advance, or on recurring schedules.

  • 2

    Credit card charged

    CardUp charges your card plus a CardUp fee three business days before your payment due date.

  • 3

    Recipient gets paid

    Your recipient receives the funds by bank transfer, without the need to register with CardUp.

  • 4

    You earn rewards

    Sit back and earn miles, points or cashback on your credit card for every payment made!


More features that users love


Rewards assurance

All CardUp payments are eligible for the base earn rate of miles, points and cashback on most credit cards

Simple pricing

Simple pricing

From 1.9% fee per transaction, with no separate set up fee

Flexible schedule

Flexible schedule

Set up a one-off payment or a recurring schedule far in advance

Dashboard View

Dashboard view

Monitor all past and upcoming payments on your personal dashboard

Real-time updates

Real-time updates

Receive real-time payment status updates via email and SMS

Next-day payment

Next-day payment

Pay your recipient in one business day for urgent payments, at a nominal fee

Bulk upload

Bulk upload

Set up multiple payments at one go via bulk upload


Reliable support

Get professional phone and email support from our team to help you in every step

Join tens of thousands of users already using CardUp to earn more rewards

Are you a business owner? There’s more to using CardUp:

Working Capital

Free up your cash on hand

Hold on to cash longer when you pay with your credit card and optimise working capital


Digitise and automate your payments

Remove cheque and cash payments, save time and simplify your payment processes


Accept card payments for your business

Let your customers pay by card with no fees or hassle