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Terms and Conditions for MILELION promo code  ("Promotion")

Updated on 2 January 2025

Eligibility to utilise Promo Code "MILELION"
  1. Users who have signed up for a personal CardUp account and have not yet scheduled a payment (“Users”) are eligible to enjoy a discounted CardUp fee of 1.79% on the first personal payment, excluding Tax payment categories ("Offer"), in accordance with following Terms & Conditions.

  2. The Offer is valid
    (a) on a one-off payment, or the first payment in a recurring series of up to S$5,000 ("Offer Limit"). The prevailing fee of 2.6% applies for the amount exceeding the Offer Limit.
    (b) when scheduled on CardUp on or before 31 March 2025 before 6 PM (SGT)
    (c) with a Singapore-issued Visa card

  3. The payment due date must be on or before 3 April 2025. The payment due date is the last date on which the payment must arrive at the recipient. Payments must be scheduled on CardUp at least 3 business days in advance of the due date to allow for processing time.

  4. To enjoy the Offer, Users have to enter the promo code MILELION during the “Schedule payment” process when setting up payment details. The discounted fee for the eligible payment amount will be reflected before the User confirms and submits payment. Any unused portion of the Offer will not be refunded or carried over to the next payment.

  5. The Offer may only be redeemed once per User on their first payment on CardUp.

  6. Users are not permitted to prepay or overpay the amount owed to the recipient in accordance with the payment reference documents provided. All payments are subject to be reviewed and additional documents may be requested to support the review.

  7. The Offer is not valid to be used:
    (a) on any tax payment categories i.e. property tax, income tax and stamp duty
    (b) non-Visa card mentioned in the above terms, debit/preloaded cards, and credit cards issued outside of Singapore.
    (b) on any additional fees incurred for Next Business Day payments.
    (c) in conjunction with any other promotions, offers or discounts.

General Terms:

  1. CardUp reserves the right to terminate the Promotion, or to vary, delete or add to any of these Terms and Conditions from time to time at its absolute discretion (including without limitation the terms relating to the eligibility of any User and the dates of the Promotion).

  2.  CardUp’s decision on all matters relating to this Promotion will be final, conclusive and binding on all Users, and no correspondence shall be entertained. In the event of any inconsistency between these Terms and Conditions and any brochure, marketing or promotional material relating to the Promotion, these Terms and Conditions will prevail.

  3. CardUp, its employees and campaign organisers shall not be liable for any loss, damage, or any injury that may be sustained by the User or by any person in connection with the Promotion.

  4. The User acknowledges and agrees that the collection, use, storage and disclosure of his/her personal data shall be governed by the terms of CardUp’s Privacy Policy.

  5. The User acknowledges and agrees that, in addition to the above-mentioned terms, they must abide by the requirements of CardUp's general Terms of Service. 
  6. "CardUp" refers to CardUp Pte Limited, a company registered in Singapore.

  7. These Terms and Conditions shall be governed by Singapore law and each User irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore in respect thereof. A person who is not a party to any agreement governed by these Terms and Conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Terms and Conditions.