Pricing for personal users
All payments made through CardUp will earn the base rewards on the air miles and cashback cards listed here.
Pricing for business users
Our pricing lets you get up to 58 days of working capital from as low as 3.08% p.a - lower than other alternative financing methods!

Refer users to CardUp and earn up to $2,000 in CardUp credits

Refer a Personal User

Refer a Personal User

Refer a friend and they'll get $20 off the CardUp fee on their first payment* - you'll get rewarded with $20 off your next payment* for each successful referral.

Refer a Business User

Refer a Business User

Refer a business and they'll get $100 off the CardUp fee on their first payment* - you'll get rewarded with $100 off your next payment* for each successful referral.

*Valid for payments of at least $1,000. Limited to the first 20 Referees per Referrer, regardless if the Referee is a Personal or Business User.
Click here for full terms and conditions.

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Sign up and make your first payment with CardUp today

Switch your large payments from cheque, cash or bank transfer to your favourite credit card and start earning rewards!